Does Planet Fitness Accept Credit Cards?

In the past, few gyms would accept credit cards. But as the world has started shifting towards contactless transactions, credit cards are being accepted in more places. If you plan to become a Planet Fitness member, you should know if they accept credit cards. Most people want to avoid carrying cash around, so they like using credit cards wherever possible.

So, it is good to know if they accept cards as payment. In this article, we will talk about does Planet Fitness accept credit cards and other relevant information you should be aware of.

Does Planet Fitness Accept Credit Cards in 2023?

To all the people that have been looking forward to getting a gym membership at Planet Fitness with a credit card, the unfortunate answer is no. Planet Fitness does not accept any credit card payments in 2023. In most of their locations, you will see that they only accept checking accounts when you have to renew the membership program every month. If you have a credit card, you can sign up for a Planet Fitness account.

But you need a checking account to become a member and continue making payments to renew the gym membership each time. Not just credit cards, but Planet Fitness does not provide any other options for payment. Most of the Planet Fitness locations follow the no credit card policy strictly. Still, you can find some locations that do not take this seriously. So you have to ensure that the Planet Fitness you are planning to join accepts credit cards or not they might.

Why Does Planet Fitness Not Accept Credit Cards?

Planet fitness has a good reason not to accept credit cards. It is because checking accounts are more reliable and much faster to bill. Moreover, you do not have to go through other troubles, such as if your card limit gets over, so the membership program will not be automatically renewed. It also helps to avoid other issues, such as the credit card being replaced or stolen.

If you are paying through a credit card, then there are various factors you should consider. Still, with a checking account, those hassles can be easily avoided. This proves that you need to have a checking account to join Planet Fitness. People that do not have one may have to open one to join Planet Fitness. Even though it is fairly easy to open a checking account, most people might not feel the importance of going that extra step just for a gym membership.

For such reasons, Planet Fitness lost some potential customers, so they might change their policy in the future. Currently, Planet Fitness did not issue any statement regarding its policy or about changing anything, but the members are clinging to hope.

List of Planet Fitness Payment Options

The Planet Fitness payment options list should be brief as they do not offer various options for their members to choose from when they want to make payments. However, here is a list of payment options that Planet Fitness accepts –

  • MasterCard credit card
  • Visa credit card
  • MasterCard debit card
  • Visa debit card
  • Discover debit card
  • Electronic drop payment
  • Gift cards
  • Online checks

Planet Fitness accepts payment options from any checking bank account. The bank’s name does not matter as long the checking account is active and works fine. If the gym can charge the members for their monthly membership program from the checking accounts, it should be fine. Moreover, while you are signing up for the gym, they already ensure that the checking account is yours.

If they are still determining the authenticity of the checking account, then they will stop your membership program almost immediately. It is always a good idea to only stick with your own checking bank account rather than using someone else’s.

How to Pay for Planet Fitness Bill on App?

Here are the ways to pay for your Planet Fitness membership from the mobile app without traveling to the bank or anywhere else.

  • First, download the Planet Fitness app from the App Store or Google Play store.
  • Then, you must log in to your account for Planet Fitness.
  • Once logged in, you will see that your account is already connected to a checking account.
  • If your mobile is occupied with Apple Pay or any other electronic banking system, you can make the transaction now.
  • If you do not have an electronic banking system on your phone, you must manually make the membership payment which might take a while.
  • Once your transaction is completed, you will receive a notice that the fee has been transferred and your membership is renewed.

List of Gyms That Accept Credit Cards

If you use credit cards in most places, you should know about the gyms that accept credit cards. Here is a list of gyms that accept credit cards to renew membership programs –

  • 24-Hour Fitness
  • Anytime Fitness
  • Blink Fitness
  • Gold’s Gym
  • LA Fitness
  • Snap Fitness
  • YMCA
  • Youfit
  • Equinox
  • Pure barre

There might be other gyms that accept credit cards in your locality that we need to be aware of. That is why you should visit your nearest gym and gather information if they take credit cards as a payment form. You can also make an exceptional case and ask the gym owner to approve your credit card for transactions. However, in such terms, you need to show a valid reason for your actions, and the authority needs to be all right with it.

Final Words

People that have been eager to join Planet Fitness are interested to know does Planet Fitness take credit cards. Unfortunately, the answer is no. This is common for gyms not to accept credit or debit cards as there are a lot of hassles around the card system when they are used for monthly transactions. That is why gyms usually prefer checking accounts, where they can avoid having to go through much trouble when renewing your account. You also do not have to worry about your gym membership if something happens to your card.

Frequently Asked Questions

Can you pay for a gym with a credit card?

Most gyms do not accept credit cards as there are a lot of casualties surrounding them. You might lose your credit card, or the card might decline when it is time for transactions. That is why gyms prefer bank checking accounts as a payment form over credit cards.

Can I pay cash at Planet Fitness?

Planet Fitness will not accept cash payments. There only accepted payment method is by using a checking account. Any other transaction method will not be approved, and your membership program might get canceled unless you have a checking account.

Is it safe to pay with credit card?

Yes, it is absolutely safe to use. The use of a credit card for online purchases is, in most cases, the safest and most reliable option. Protection for your credit card accounts and personal information is provided through encryption and fraud monitoring services.

Can you join a gym without a bank account?

Yes, you can. Customers of fitness centers are not always required to have a bank account in order to make payments. You may pay for your gym membership using a credit card, debit card, or cash at certain locations, while others may only take cash, checks, or money orders.

Why do gyms ask for bank account?

Gym membership fees are often paid by EFT from a bank account. This ensures that your subscription will continue even if your credit card is lost, stolen, or has expired without you having to worry about making any changes to your payment information.