How to Get Free Virtual Credit Card Without Bank Account

With the advancement of technology, traditional methods of financial transactions are getting outdated. There are many negative incidents have been recorded in terms of the security of your financial data and your money. Following this, virtual credit cards are a very good option to beat those hackers and people involved in banking sector theft. Unlike traditional credit cards tied to bank accounts, these virtual cards are issued by online financial service providers. These cards allow you to make purchases and payments on the Internet without direct banking links. This setup offers an extra layer of privacy and security. In short, it safeguards your financial information from potential fraud or misuse. In this article, we explore some free virtual credit card without bank account. We will also discuss some other relevant aspects.

What is a Virtual Credit Card?

Virtual credit cards are the alternative solution to physical credit card, which works digitally. While purchasing a good or paying for a service, this virtual credit card creates a distinct credit card number to replace your physical card details. 

In this way, the recipient of the payment or the cashier at the cash counter cannot retain your actual credit card data. So, you get the opportunity to have enhanced security of your financial information. As the increasing irregularities of security breaches are in the headlines, going for a virtual credit card offers an additional safeguard for your transactions. 

However, many major credit card issuers offer virtual cards; it’s worth noting that there may be exceptions to this rule. However, there is a few number of credit card issuers that provides virtual credit card without a bank account.

Is It Possible to Get Free Virtual Credit Card Without Bank Account?

Yes, it is possible to get a free virtual credit card without bank account. Financial services like Wise, Skrill, etc., provide free VCC. To obtain this card from any of these service providers, you’ll be required to create an account. You also have to provide them with some personal details for security purposes. 

Once they approve of your account, you’ll gain the ability to request your virtual credit card. Here, we must mention that you do not need to pay any money to get this virtual credit card. However, we suggest you carefully review the terms and conditions before proceeding with your account registration. 

Some providers might impose charges for specific services like currency conversion or ATM withdrawals. While using a free virtual credit card, you must consider the following:

• Ensure that you exclusively employ your virtual credit card with reputable merchants.
• Be cautious about sharing your virtual credit card details with others.
• Regularly monitor your account for any signs of unauthorized transactions.

In general, free virtual credit cards offer a convenient and secure means of conducting both online and in-store transactions. The key is to select a trustworthy provider and use your card carefully.

Benefit of using Virtual Credit Card?

The following are the competitive advantages of using virtual credit cards.

• This VCC comes up with a different “virtual” card number for online shopping and helps you keep your real credit card safe.
• Sometimes, a particular seller charges any previous shopper’s credit card unethically. But with the virtual credit card, you can make one-time or temporary virtual cards, so you won’t get charged for things you didn’t agree to.
• It keeps your real card details hidden, so you don’t have to share them online.
• The set limit on the card directs you to stick to your budget.
• It’s all online; you don’t need to carry any physical card.
• The use of a virtual card is very easy, and you can use it for online shopping, bills, and more.
• Some virtual credit cards work worldwide, even for foreign money.
• It’s flexible and handy for different financial needs.

How to Get Free Virtual Credit Card Without Bank Account?

The following is the stepwise guideline.

Step 01:

Go to the respective website that you have selected for getting a free virtual credit card.

Step 02:

In the signup section, fill out the boxes with your personal details like name, phone number, email address, home address, etc.

Step 03:

The system will request phone and email verification. Verify the both.

Step04:

Upon getting approval, go to your account and generate a password and ID.

Step 05:

Using the ID and password, log in to your account. Now, the system will ask you to select a theme and a unique 4-digit number. 

Step 06:

Now go to the option named “card.”

Step 07:

In this section, select virtual credit card. Also, select Visa or Mastercard as per your preference.

Step 08: Finally, your VCC has been created. Check that every detail they have provided, like CVV, expiration date, card number, etc. Now, you can use this card for any purchase or make payment.

List of Free Virtual Credit Card Without Bank Account

The following is a list of financial service providers who offer free credit cards without a bank account. We also add their features as well.

1. Privacy.com

• Free virtual credit cards from Privacy.com can be used to make online and in-store purchases worldwide.
• You can generate multiple virtual cards for different merchants, set spending limits, block recurring payments

2. Payoneer

• The card can be used for online and offline payments.
• You can withdraw cash from ATMs.
• Top up with a variety of payment methods.
• Low monthly fees and low currency conversion fees.

3. Skrill

• Provides prepaid Mastercard credit card.
• Online and in-store purchases worldwide are possible.
• Refill of a variety of payment methods are also allowed.
• Low monthly fees and low currency conversion fees.

4. Wise

• Worldwide online and offline use. 
• Low currency conversion fees.
• It’s useful for transferring and managing money across borders.

5. Neteller

• Provides Mastercard.
• The credit card can be used worldwide.
• Money transfers and currency exchange facilities.

6. Revolut

• Offers disposable virtual cards for added security. 
• Provides a mobile app with currency exchange and budgeting features.

Is It Possible to Get Cash From Virtual Credit Card?

Yes, it is possible to get cash from a virtual credit card. However, as it is not a physical card, you have to put in some extra effort to get the cash. 

• First, open an account on any reputed mobile money app or PayPal.
• Now, link that newly opened account to the accredit card.
• Upload money from the credit card to the mobile money app or PayPal.
• In the case of the mobile money app, do the cash out from a designated place. For PayPal, transfer the fund to any of your friend’s PayPal account. Later, collect the cash from him or her.

Can I Transfer Money from Virtual Credit Card ?

Yes, it is possible. Follow the below-listed approaches.

• Log in to your virtual card account.
• Now, go to the “money transfer” option.
• Enter the recipient’s bank account number or mobile money app details.
• Enter the amount you want to transfer.
• The system will ask you to review the inserted data. Check if there is any mistake.
• Press the “next” button. You will receive an OTP on your phone’s messaging section.
• Insert the OTP into the digital card’s platform.
• Confirm the transfer. The recipient will receive the money promptly.

Final Words

We hope that now you have a clear understanding of how to get free virtual credit card without bank account. There are many financial service providers that will provide you with this card. We suggest you take the card from any of the mentioned financial service-providing companies. Finally, be cautious while using the virtual credit card. Only use this card at reputed online stores. 

Frequently Asked Question